Are you going car shopping soon? Car buying can be stressful – but it doesn’t have to be. I’ve found an easy way to find the perfect car and take care of the financing, all on one website from the comfort of my own home or even a mobile device. I’m on vehicle #6 – and I’ve truly found the perfect car for me! Read on for car buying tips + how to find the right car payment for you.
Finding the right car payment
This is a partnered post with Capital One. All opinions are my own.
Create a budget
Not sure where to begin? Log into your credit card or bank account, many provide a break down of monthly expenses. If not, take out a pad and paper and write a list of all of your expenses. Really look at what you can let go of and what’s absolutely necessary. Make those adjustments and see what’s left in the budget for a new car. Next, visit the Capital One Auto Navigator® website to find out in minutes if you pre-qualify for auto financing – with no risk to your credit score. The Capital One Auto Navigator® site will show you your estimated monthly payment and APR on cars you choose.
Shop based on what you can afford
Of course you need to love what you are driving, so make two lists – one with needs and the other with wants. Focus first on what you need, then see what bonus “wants” are included with the vehicle you select. Auto Navigator® is like a one stop shop because once you know your budget you can search over 12,000 dealerships’ inventory by make, model, price and more. Save your favorite vehicles so you can access them at any time from any mobile device or computer. It’s so easy!
Buy with confidence
Now that you’re pre-qualified, and located the perfect car(s) online, it’s time to head to the dealership. Auto Navigator helps you remain in control of your financing. If anything changes, use Auto Navigator to line up your numbers with the dealership’s to see changes to your estimates. Stay cool and calm. You’ve got this! And remember – it’s okay to say no. Don’t let someone talk you into something you can’t afford. Stick with what works for your budget and drive off with that perfect car for you!
Visit http://captl1.co/2esc4tM for more information and to get started today.
Did you find the right car payment for you?
Marina John (@mommysnippets) says
atWe actually did but after a lot of research that was painfully tiring to say the least 🙂
@SensiblySara says
atWe just bought a new car and we did find the payment that worked for us. It’s SO hard to be patient but we did all the tips you suggested.
Leah says
atI always go with a few cars in mind just in case one payment is too high. I feel less stressed if I don’t have my heart set on a particular car.
Denise says
atThese are excellent tips, thanks so much for sharing!
Holly Duce says
atIt’s so hard not to be tempted into something that is outside of your budget. Great tips!
Allison Cooper says
atWe are starting the hunt for a new car in early 2017 and I love how easy it is with Capital One! Great tips!
LaVonne Long says
atShopping what you can afford and sticking to your budget are great tips. We’re getting a new vehicle in the next two years. Thanks for these tips!